Phyllis' husband, Lars, suddenly dies only to leave Phyllis and her daughter Bess with no money. Desperate, they move to San Francisco to live with Lars' mother Audrey and her new husband Jonathan Dexter. At a reception for Lars' friends, Phyllis meets her new boss Julie Erskine, owner of Erskine Photography. Phyllis later discovers that Julie dated Lars at the same time he was dating her and he proposed to Julie first.