When Cybill's garage roof collapses and requires expensive repairs, she tries to get a loan from the bank, only to discover that the loan officer turns out to be her disgruntled former fan, Minnie Arbogast. Adding to Cybill's troubles, Ira accuses Maryann of causing the breakup of his marriage to Cybill. After trying unsuccessfully to reconcile her two friends and resolve her own financial crisis, Cybill gets help from an unlikely source - her former enemy and new-found friend, Minnie.